Credit Score 2019-07-09T14:57:42+00:00

CREDIT CHECKS

Score Report With Credit Angel

Free 30
Day Trial

Tailored
Credit Cards

Tailored
Loans

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A monthly membership fee of £14.00 applies automatically after your free trial. You may cancel at any time during your 30 day free trial.  If you cancel after the trial has expired you will be charged. The credit data included in your credit report is provided by TransUnion International UK Limited and  access is subject to validation.

Score Report With Experian

Updated Every
30 Days

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Lenders

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Credit Score

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Experian acts as a credit broker and not a lender in the provision of its credit cards and personal, car finance and guarantor loans comparison services, meaning it will show you products ofered by lenders and other brokers.

Credit Score

Your credit score is a score which reflects how likely you are to be accepted for credit. Your score is based on your credit report – a record of how you have handled credit in the past. Personal loans and credit cards are examples of credit which is reflected in your report. Making repayments on time and in full will benefit your score whilst missed payments and defaulting on loans will negatively affect your score.

Often people without a robust credit history can also have difficulty securing loans, credit cards or buying things on finance such as a car. This is because a good credit score is created to show lenders the risk in lending to someone. Whilst someone without an active credit history does not demonstrate a high risk they also have no proof that they are reliable. For this reason it is important to build your credit history and therefore your credit score. Credit building credit cards for instance are easier to be accepted for, typically have small limits, and are designed with the purpose of helping someone start to create a credit profile.

Using the tools listed below you can check your credit score to track your progress and see where you currently stand as this will indicate whether or not you will be accepted for loans and credit cards etc.

 

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